Disclaimer & Limitation of Liability

Property Market Insights LLC

Effective Date: May 11, 2026

 

1. Website Operator and Company Information

This website www.property-insights.ae (hereinafter the “Website”) is operated by:

Property Market Insights LLC

[Full business address, Wyoming, USA]

Registered in: Wyoming, United States of America

Registration number: [Wyoming Filing ID / No.]

Contact: [Email / Phone]

(hereinafter the “Operator” or “we”)

The Operator is a limited liability company (LLC) duly incorporated and registered under the laws of the U.S. State of Wyoming, with its principal place of business in the United States of America. The Operator maintains no registered branch, no place of business, and no local licensing in the United Arab Emirates (UAE).

2. General Information

The content, market reports, analyses, texts, graphics, and other information provided on this Website (hereinafter collectively the “Content”) is intended exclusively for general informational purposes for an international audience.

This Website is not exclusively directed at users located in the United Arab Emirates and does not constitute a targeted offering of services within the UAE within the meaning of UAE Federal Decree-Law No. 32 of 2021 on Commercial Companies or comparable regulations.

By using this Website, the user expressly agrees to the following provisions.

3. No Investment Advice, No Recommendation, No Regulated Activity

The Content published on this Website expressly does not constitute investment advice, investment intermediation, financial advice, tax advice, legal advice, real estate advisory services within the meaning of RERA regulations, brokerage activity, or any other regulated advisory or intermediation service — neither under the laws of the United States of America (in particular SEC regulations, the Investment Advisers Act of 1940, and applicable Wyoming state laws), nor under the laws of the United Arab Emirates (in particular the Securities and Commodities Authority – SCA, the Central Bank of the UAE, the Real Estate Regulatory Agency – RERA, the Dubai Financial Services Authority – DFSA, the Financial Services Regulatory Authority – FSRA), nor under the laws of any other jurisdiction.

Property Market Insights LLC is not licensed or registered in the United Arab Emirates as a real estate broker, real estate consultant, valuer, financial adviser, or investment adviser.

The Content is not to be construed as:

  • a recommendation to buy, sell, or hold any specific property;
  • a solicitation of an offer to purchase or dispose of any property;
  • an individual investment recommendation or investment strategy;
  • tax, legal, or financial advice of any kind.

Any investment decision — in particular relating to the purchase, sale, or holding of real estate in the UAE or any other jurisdiction — is made by the user solely at the user’s own responsibility and risk. Before making any investment decision, users are strongly advised to obtain independent, qualified, and locally licensed advice from appropriate professionals — in particular UAE-licensed lawyers, tax advisers, RERA-licensed brokers, and officially accredited valuers.

4. Informational Character of the Content

All market reports, analyses, and other Content provided on this Website are for informational purposes only. They serve as general orientation and to support the user’s independent opinion-forming, and in no event replace an individual professional review of the specific case.

The Content makes no claim to completeness, correctness, currency, accuracy, or fitness for any particular purpose. Any liability of Property Market Insights LLC for the correctness, completeness, or currency of the information presented is — to the extent permitted by applicable law — expressly excluded.

5. Content Generated by Artificial Intelligence (AI)

Users are expressly informed that the market reports and analyses provided on this Website are created, generated, compiled, or processed in whole or in part using systems of artificial intelligence (AI).

AI-generated content may inherently contain errors, inaccuracies, outdated information, flawed conclusions, so-called “hallucinations” (fabricated information), bias, or incomplete representations. Users are therefore expressly required to always critically question all AI-generated content, verify it independently, and have it checked against independent sources and qualified professionals before relying on it for any decision.

Property Market Insights LLC provides no warranty whatsoever for content produced by AI systems and — to the extent permitted by applicable law — expressly excludes any liability for damages resulting therefrom.

6. No Property Valuations

The market reports provided on this Website expressly do not constitute property valuations, appraisal reports, market value assessments, or expert opinions — neither for individual properties nor for specific regions, neighborhoods, communities, or development projects.

The reports are not prepared by certified valuers, RICS-accredited appraisers, RERA-licensed valuers, or comparably qualified professionals, and do not meet the requirements of a professional valuation report under recognized international standards (e.g., the RICS Red Book, IVS – International Valuation Standards) or applicable UAE regulations.

Anyone requiring a binding, legally or financing-relevant valuation — for example for financing, insurance, tax, accounting, inheritance, or dispute-resolution purposes — must engage an officially licensed, independent, and qualified valuer. The independent selection, engagement, and remuneration of any such valuer remains the sole responsibility of the user.

7. Assumptions, Conjectures, and Forecasts

The statements, assessments, trends, forecasts, evaluations, and recommendations contained in the market reports are based on assumptions, conjectures, hypotheses, model calculations, and on publicly available or otherwise obtained data, whose completeness, accuracy, and currency cannot be conclusively verified.

The Content therefore consists, to a substantial extent, of subjective assessments and conjectures and makes no claim to correctness, accuracy, completeness, or that any forecast will materialize. Past market developments are not a reliable indicator of future performance. Real estate investments are subject to substantial market, liquidity, currency, regulatory, and other risks, including the possible total loss of capital invested.

8. Limitation of Liability

To the maximum extent permitted by applicable law, Property Market Insights LLC excludes any liability — on whatever legal basis — for any direct, indirect, incidental, special, exemplary, punitive, or consequential damages incurred by the user or any third party arising out of the use of, or inability to use, the Website, its Content, the market reports, or AI-generated analyses.

This applies in particular to lost profits, lost business opportunities, financial damages, reputational harm, data loss, and damages resulting from investment decisions made in reliance on the Content of this Website.

Liability for intent and gross negligence, as well as any mandatory statutory liability — in particular under the consumer protection law of the user’s respective jurisdiction — remains unaffected.

9. External Links and Third-Party Content

The Website may contain links to external websites of third parties as well as content from third-party sources. Property Market Insights LLC has no influence over the content of such external offerings and assumes no responsibility or liability whatsoever in this regard. The respective provider or operator is solely responsible for the content of any linked websites.

10. Amendments and Modifications

Property Market Insights LLC reserves the right to amend, supplement, restrict, or completely remove the Content of the Website as well as this Disclaimer at any time, without prior notice and without stating reasons. It is the user’s responsibility to review this Disclaimer periodically for any changes.

11. Governing Law and Jurisdiction

These Terms of Use and the Content of this Website are governed — to the extent permitted by law — by the laws of the U.S. State of Wyoming, United States of America, excluding its conflict-of-laws rules.

Mandatory consumer protection provisions of the country in which the user has their habitual residence — in particular the provisions of the United Arab Emirates pursuant to Federal Law No. 15 of 2020 on Consumer Protection and its Executive Regulation (Cabinet Resolution No. 66 of 2023) — remain unaffected.

The exclusive place of jurisdiction for all disputes arising out of or in connection with this Website is — to the extent permitted by law — the competent court in the U.S. State of Wyoming, United States of America. Consumers domiciled in the UAE may also bring claims at their habitual place of residence to the extent required by mandatory law.

12. Severability Clause

Should individual provisions of this Disclaimer be or become invalid, void, or unenforceable in whole or in part, the validity of the remaining provisions shall remain unaffected. In place of the invalid provision, the valid provision that comes closest in economic effect to the intended purpose of the invalid provision shall be deemed agreed.

 

Important Implementation Notice

This text has been carefully drafted on the basis of customary regulatory practice in the UAE and international standards for liability disclaimers. It is strongly recommended that this Disclaimer be reviewed prior to publication by a UAE-licensed attorney as well as by a U.S. legal adviser (preferably with Wyoming experience), and that it be tailored to the specific circumstances of Property Market Insights LLC.

In particular, the following aspects should be reviewed by qualified counsel:

  • The specific licensing situation of Property Market Insights LLC with respect to UAE-related business activity
  • Use of the .ae domain in the absence of a local UAE license (compliance with aeDA requirements)
  • Possible obligations under the UAE Consumer Protection Law (Federal Law No. 15 of 2020)
  • Data protection requirements (UAE PDPL, and where applicable CCPA/CPRA, GDPR for EU users)
  • Sector-specific requirements relating to real estate content
  • Tax implications (UAE Corporate Tax in case of business activity, U.S. federal and Wyoming state tax)
  • Wyoming-specific requirements for LLC disclosures and disclaimers