Terms of Use

Property Market Insights LLC

Effective Date: May 11, 2026

 

§ 1 Scope and Contracting Parties

(1) These Terms of Use (hereinafter “Terms”) govern all contracts, orders, subscriptions, and other services entered into between

Property Market Insights LLC

[Full business address, Wyoming, USA], registered in: Wyoming, United States of America, registration number: [Wyoming Filing ID / No.], contact: [Email / Phone] (hereinafter the “Provider” or “we”)

and the respective user of the website www.property-insights.ae (hereinafter the “Website”) or purchaser of market reports or other services (hereinafter the “User” or “Customer”).

(2) These Terms apply exclusively. Any deviating, conflicting, or supplementary terms of the User shall only become part of the contract if and to the extent that the Provider has expressly consented to their applicability in writing.

(3) By using the Website or by ordering any paid or free service, the User agrees to the applicability of these Terms.

§ 2 Description of Services

(1) The Provider offers via the Website market reports, analyses, editorial content, and further information relating to the real estate market of the United Arab Emirates (UAE). The content is created in whole or in part using artificial intelligence (AI) systems.

(2) The content is provided for general informational purposes only and does not constitute investment advice, recommendation, financial advice, tax advice, legal advice, real estate advisory services within the meaning of RERA regulations, or a property valuation. With regard to content limitations, reference is made to the detailed Disclaimer.

(3) The specific scope of services is set forth in the respective product description on the Website at the time of order.

(4) The Provider is entitled to modify, supplement, or discontinue content, features, or services at any time, provided this is reasonable for the User.

§ 3 Conclusion of Contract

(1) The presentation of market reports and other services on the Website does not constitute a legally binding offer, but rather a non-binding invitation to the User to submit an offer.

(2) By clicking the order or booking button, the User makes a binding offer to conclude a contract for the selected services.

(3) The contract is concluded upon the Provider’s acceptance of the offer. Acceptance occurs by sending an order confirmation by email or by directly providing the ordered service.

(4) The contract text is stored by the Provider after conclusion of the contract and sent to the User by email in text form.

§ 4 Prices and Payment Terms

(1) The prices stated on the Website at the time of order shall apply. Unless stated otherwise, all prices are in U.S. dollars (USD) and include any applicable statutory value-added tax.

(2) Payment is made in advance via the payment methods offered on the Website (e.g., credit card, PayPal, bank transfer).

(3) In the event of late payment, the Provider is entitled to withhold the provision of services or to suspend access to paid content. Default interest is charged in accordance with statutory provisions.

(4) The User shall only be entitled to set-off or retention rights to the extent that the User’s counter-claim has been finally adjudicated or is undisputed.

§ 5 Provision of Services

(1) Market reports and digital content are made available to the User in electronic form (e.g., as PDF download, online access, or by email) following receipt of payment.

(2) For subscription services, the User receives access to the activated content for the duration of the subscription.

(3) The Provider endeavors to maintain continuous availability of the Website but does not warrant uninterrupted availability. Maintenance work, security updates, or technical issues may temporarily lead to restrictions.

§ 6 Right of Withdrawal for Digital Content

(1) Insofar as the User is a consumer and entitled to a right of withdrawal under applicable law, this will be expressly indicated in the order process.

(2) For digital content (in particular market reports as immediate download), the right of withdrawal expires prematurely if the Provider has begun performance of the contract after the User has expressly consented to performance commencing before the withdrawal period expires and has confirmed knowledge that, by giving consent, the User loses the right of withdrawal upon commencement of contract performance.

(3) The Provider obtains such consent expressly during the order process.

§ 7 Rights of Use

(1) All content provided on the Website — in particular texts, images, graphics, logos, market reports, analyses, and databases — is protected by copyright and is the exclusive property of the Provider or its licensors.

(2) The User receives a non-exclusive, non-transferable, non-sublicensable right to use the market reports purchased by the User for the User’s own internal, non-commercial purposes.

(3) Without prior written consent of the Provider, the following are expressly prohibited:

  • the reproduction, distribution, public communication, or transfer of the content to third parties;

  • commercial use, republication, or integration into third-party products;

  • the extraction or harvesting of content by automated means (scraping, crawling, AI training, etc.);

  • the editing, modification, or translation of the content for publication purposes.

(4) Violations of these rights of use may result in civil and criminal consequences.

§ 8 User Obligations

(1) The User undertakes to provide truthful, complete, and current information when registering and ordering, and to update such information promptly in the event of changes.

(2) Access credentials (username, password) shall be kept confidential and protected from third-party access. The Provider shall be informed immediately upon any suspicion of misuse.

(3) The User undertakes not to use the content of the Website for unlawful, fraudulent, or immoral purposes.

§ 9 Liability

(1) The Provider shall be liable without limitation for damages arising from injury to life, body, or health caused by negligent or intentional breach of duty by the Provider, as well as for other damages caused by intentional or grossly negligent breach of duty by the Provider.

(2) In cases of slight negligence, the Provider shall only be liable for the breach of essential contractual obligations (cardinal duties) — i.e., obligations whose fulfillment is essential to the proper performance of the contract and on whose observance the User may regularly rely. In such cases, liability shall be limited to the foreseeable damage typical of the contract.

(3) Any further liability of the Provider is — to the extent permitted by applicable law — excluded. This applies in particular to lost profits, lost business opportunities, financial damages, and damages resulting from investment decisions made in reliance on AI-generated content or market reports.

(4) Regarding the informational character of the content, AI generation, and the exclusion of investment advice and property valuation, reference is made in addition to the detailed Disclaimer, which forms an integral part of these Terms.

(5) Mandatory statutory liability provisions — in particular under the consumer protection laws of the User’s respective jurisdiction — remain unaffected.

§ 10 Data Protection

(1) The Provider processes personal data of the User exclusively in accordance with applicable data protection laws, in particular the UAE Personal Data Protection Law (PDPL — Federal Decree-Law No. 45 of 2021) and, where applicable, the EU General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA/CPRA).

(2) Details on data processing are set out in the separate Privacy Policy, which is available on the Website.

§ 11 Term and Termination

(1) Individual orders are fulfilled upon provision of the service; no continuing obligation is established unless expressly agreed otherwise.

(2) For subscriptions, the term agreed in the order process applies. Notice periods and renewal terms are set out in the specific subscription model.

(3) The right to extraordinary termination for cause remains unaffected for both parties. Cause exists in particular if the User materially breaches these Terms.

§ 12 Amendments to the Terms

(1) The Provider is entitled to amend these Terms at any time with effect for the future, provided that this is necessary for legal, regulatory, technical, or business-related reasons and does not unreasonably disadvantage the User.

(2) Amendments shall be communicated to the User at least 30 days before they come into effect by email or by notice on the Website. If the User does not object to the amendment within 30 days, the amended Terms shall be deemed accepted. The User shall be specifically informed of this consequence in the amendment notice.

§ 13 Governing Law and Jurisdiction

(1) This contract and any legal relationships arising therefrom shall be governed — to the extent permitted by law — by the laws of the U.S. State of Wyoming, United States of America, excluding its conflict-of-laws rules and excluding the United Nations Convention on Contracts for the International Sale of Goods (CISG).

(2) Mandatory consumer protection provisions of the country in which the User has their habitual residence — in particular the provisions of the United Arab Emirates pursuant to Federal Law No. 15 of 2020 on Consumer Protection and its Executive Regulation (Cabinet Resolution No. 66 of 2023) — remain unaffected.

(3) The exclusive place of jurisdiction for all disputes arising out of or in connection with these Terms is — to the extent permitted by law — the competent court in the U.S. State of Wyoming, United States of America. Consumers domiciled in the UAE may also bring claims at their habitual place of residence to the extent required by mandatory law.

§ 14 Dispute Resolution

(1) The European Commission provides a platform for online dispute resolution, available at http://ec.europa.eu/consumers/odr.

(2) The Provider is neither obliged nor willing to participate in dispute resolution proceedings before a consumer arbitration board.

§ 15 Final Provisions

(1) Should individual provisions of these Terms be or become invalid, void, or unenforceable in whole or in part, the validity of the remaining provisions shall remain unaffected. In place of the invalid provision, the valid provision that comes closest in economic effect to the intended purpose of the invalid provision shall be deemed agreed.

(2) No verbal side agreements have been made. Amendments or supplements to these Terms must be made in text form.

(3) The authoritative contract language is English. Any other language version is provided for information purposes only; in case of conflict, the English version shall prevail.

 

Important Implementation Notice

These Terms have been drafted based on international practice and taking into account the Wyoming LLC structure and the UAE-related context. Prior to publication, these Terms must be reviewed by a UAE-licensed attorney and a U.S. legal advisor (preferably with Wyoming experience) and adapted to the specific operational processes of Property Market Insights LLC.

In particular, the following aspects should be reviewed:

  • Specific order processes, payment terms, and subscription models

  • Obligations under the UAE Consumer Protection Law (Federal Law No. 15 of 2020) and its Executive Regulation (Cabinet Resolution No. 66 of 2023)

  • Obligations under the UAE E-Commerce Law (Federal Decree-Law No. 14 of 2023)

  • GDPR requirements for EU customers, CCPA/CPRA for California customers

  • Wyoming-specific requirements for LLC contracts

  • The LLC’s licensing situation with respect to UAE-related business activity